What is a Personal Credit Report and how do I get one?
A Personal Credit Report is a list of all your credit accounts including bank accounts, mortgage account, credit card account and mobile phone account. It will detail, per account, your outstanding balance and payment history including whether or not you have made late or have missed payments. The report will list your current and recent addresses and confirm if you are on the electoral roll. In addition, any business that has searched for your credit history will be listed, for example an insurance company or lender.
You can obtain a personal credit report from
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