Foundation East is working in partnership with Housing Associations to provide loans to their tenants.

We can lend to individuals who are unable to borrow from the bank. We will only lend an amount that you can afford to pay. Loan purpose will vary but may include loans for nursery fees, rental deposits, debt consolidation, interview clothes, appliances or for money to tide you over until your first pay cheque. Loans will be repayable on a fortnightly or monthly basis.

How to apply:

Suffolk Housing Society tenants, please call 01284 757777.

Colne Housing Society tenants, please call Colne Housing customer services direct on 01206 244700.

Havebury Housing Partnership tenants, please call Havebury on 08456 12385 to confirm that you are claiming all the benefits you are entitled to. Then contact 01284 757777 to make an enquiry.

Repayment examples:

Borrow £500 for one year (26.8% APR) repay £23.64 fortnightly or £47.28 monthly,
for a total repayment of £567.37.

Borrow £1500 for two years (24.3% APR) repay £38.91 fortnightly or £77.82 monthly,
for a total repayment of £1867.55.

Please note: We will require proof of your identity, proof of your address and evidence of your income to process your application. To be considered for a loan you must have a current bank or building society account in your own name. If you do not have an account we can help you to open one with a local bank or building society who will also require proof of identity.

Credit Unions

If you do not live in one of these Housing Associations your local credit union may be able to help you.

Try Ipswich and Suffolk Credit Union if you live or work in Suffolk. Tel: 01473 690690

www.onesuffolk.co.uk/ipswichandsuffolkcreditunion.

Try Rainbow Savers Anglia Credit Union if you live or work anywhere in East Anglia. Tel: 01502 584854

www.onesuffolk.co.uk/RSACUL.