FAQ Keyword Search Top 10 FAQS What do you mean by Personal and Trade references? What is an IVA, CVA or DRO or Bankruptcy? Do you use credit scoring to make a decision of whether to lend or not? How much are the arrangement fees on loan applications? What is a business plan? What is a cash flow forecast? What is a Personal Credit Report and how do I get one? I have no assets to offer as security - is this a problem? What is a Curriculum Vitae? I have no money of my own to put into the business - is this a problem? Recently Added FAQs What is CITR?Who can claim Community Investment Tax Relief?What does CDFI stand for?What are Community Benefit and Co-operative Society's?What is Enterprise Finance Guarantee (EFG)? Browse Not sure what you are looking for? Then why not browse through all our Frequently Asked Questions. Browse all FAQs » Got a question to ask? Send us your question »